Assisted living in Camarillo may offer a variety of services encompassing personal and medical care. A few services commonly provided by assisted living communities include:
Residents who forget to take their medication or struggle to keep track of prescriptions may need the help of a nurse.
Assistance With Personal Care
Residents may receive assistance with bathing, getting dressed, brushing their teeth, combing their hair, and taking care of fingernails and toenails.
Housekeeping And Laundry
Many assisted living facilities offer housekeeping and laundry services.
An assisted living facility may cook meals and provide snacks. These facilities may also create specific meals for residents on special diets (such as vegetarian diets, Kosher diets, or diets appropriate for diabetics).
Maintenance staff will clean each resident’s apartment or room, on-site recreational facilities, and common areas.
An assisted living facility in Camarillo may also drive residents to doctor’s appointments, shopping venues, libraries, churches, and other locations.
On-Site Resident Activities
Most assisted living facilities offer on-site resident activities, such as bingo, exercise or yoga classes, and painting classes. They may also plan game nights and movie nights.
Off-Site Resident Activities
Some facilities will drive residents to parks, cultural events, movie theaters, and to other popular community spots. Some residents may even enjoy longer day trips to nearby cities.
Physical, Occupational, And Speech Therapy
Assisted living facilities may also coordinate rehabilitative therapies for residents. Some facilities offer therapy onsite, either by staff or by private practitioners who visit the facility.
Residents may also receive counseling from social workers or therapists on staff at the facility. Family members struggling to adjust to their loved ones’ new living situation may also obtain counseling at the assisted living facility.
How To Pay For Assisted Living In Camarillo
Seniors who can’t afford a $48,000 (or higher) expenditure each year may need to consider financing options that could cover the cost of an assisted living facility. Some of the options available to them might include:
The senior’s retirement savings, if they have any, can be a good source of funds to pay for assisted living. Depending on how much they’ve saved and invested over the years, they may have enough to cover a few years or more in the assisted living facility.
If the senior doesn’t want to sell their home, they could take out a reverse mortgage. This is an equity loan that doesn’t have to be repaid until the house is sold or after the owner dies.
Long-Term Care Insurance
Though residents in their 80s can’t buy long-term care insurance, they might have purchased a long-term care insurance policy a few decades ago. Check their policy to see if it covers part or all of the cost of living at an assisted living facility.
If the senior is open to selling their home or property, they can use the equity to pay for assisted living. If residents need funds before the house is sold, they should consider obtaining a bridge loan.